Get retirement ready

Making Your Retirement Possible

In As Little As 3 Months

Turn Your Retirement Dream Into Results With A Clear Plan And Simple Systems That Work

Get Retirement Ready
Take Retirement Quiz
Clear ocean water with gentle ripples and sunlight reflections.
Dalene Higgins wearing a striped blouse and dark jeans, smiling and standing outdoors in front of a large bush with pink and purple flowers.

You’ve been doing your best with money saving when you can, paying down debt, and trying to keep your spending under control

But no matter how hard you try, it feels like:

→ You dip into your emergency fund more than you’d like.

→ Retirement contributions shrink whenever life gets expensive.

→ You check your accounts constantly, but money still slips away.

You’re here because your finances are competing with endless responsibilities and…

You’re overwhelmed…

  • You’re not sure if you’re on track for retirement.

  • You struggle to know whether to focus on debt, saving, or both.

  • Your budget feels messy or impossible to stick to.

  • You worry you’re missing opportunities to optimize your money.

Imagine a Year From Now…

A woman with short hair smiling while holding a fan of U.S. dollar bills over her face in a bright room with a bookshelf and a green plant in the background.

You finally know where every dollar is going, and it feels intentional. You spend freely on what you love, and your savings grow without guilt or stress.

That’s Relief

Your money flows in rhythm bills, savings, and goals all working together. You’re not guessing anymore; you know your retirement plan is on track.

That’s Confidence

You look at your progress and think, I did that. Not from luck or guessing, but from a system that makes it easy to stay consistent and see results.

And that’s Pride.

Four women sitting at a round table in a coffee shop, engaging in conversation.

Your friends will notice, too.

You’re calmer. You’re saying yes to things again. And when they ask what changed, you’ll smile and say

I finally have a system that works.

You’ve seen what’s possible, now let’s get practical about how to make it happen.

Introducing Retirement Ready Coaching

A smiling woman with shoulder-length blonde hair wearing a black top, next to a logo with a stylized tree and the text "Retirement Ready Coaching."

Retirement Ready Coaching is for women and couples who are done guessing about their finances and ready to create a clear, confident path to retirement.

Together, we’ll organize your money, simplify your systems, and create a plan that balances enjoying life today while preparing for tomorrow.

It’s your next step from “I hope it works out” to “I know exactly what to do.”

See How It Works
picture of coach Dalene Higgins, green shirt

Hey Friend!

I’m Dalene Higgins, financial coach and host of Wealthy After 40.

When I started planning for retirement, I didn’t have a roadmap. I often wished someone had handed me a clear plan to follow to make retirement possible. 

That wish turned into my mission of helping women and couples over 40 turn their retirement plans into results with personalized money systems so they can enjoy life now and later.

Get To Know Me

✨Client Testimonials✨

  • “If you’re feeling lost or frustrated with how you’ve been managing money, give this a try. Dalene is patient, knowledgeable, and her system just works. We’re finally planning for the future together.”

    Clients E&R

  • "Dalene has helped me to view our finances in a totally different way that supports having a "budget" and stewarding our money better without so much loose spending while not actually having to have a strict budget and track all expenses."

    Client AQ

Ways You Can Find Support