Retirement Ready Accelerator
A 6-month group coaching experience that helps Gen X Women and Couples
Replace retirement uncertainty with confidence by building a personalized retirement plan and money system that keeps them making steady progress toward the retirement they actually want
Even if you feel behind, avoid looking at your numbers because they feel overwhelming, or you have no idea what to focus on first.
“We used Dalene’s framework, and in just 90 days, we went from disorganized and disconnected to clear, confident, and in control of our retirement plan. For years, I handled the money alone, but Dalene helped us align our finances, ask better questions, and plan for the future together. Now, we’re finally on the same page, having meaningful conversations about money, and feeling genuinely hopeful about retirement. We only wish we had started sooner!”
— Clients Erin & Ron
This might sound familiar…
You're someone who has worked hard, saved consistently, and genuinely wants to make smart financial decisions for your future.
And you absolutely can build a retirement plan that gives you confidence, direction, and peace of mind.
There's just one small... ahem... enormous problem.
You've done what everyone told you to do.
Contribute to your 401(k).
Pay down debt.
Save when you can.
But no one ever showed you how all those pieces fit together into a retirement plan that actually tells you whether you're on track.
You're still not sure whether you're doing enough to retire comfortably.
It isn't that you aren't responsible.
It's that you've never been given a clear system.
Knowing how to prepare for retirement can feel overwhelming.
Especially when you've already tried budgeting apps, retirement calculators, YouTube videos, financial podcasts, spreadsheets, or simply hoping you're doing enough.
I get it. As someone who figured it out on her own doing all those things for 13 years, I’ve found the simplest process that supports clients best. I've helped people move from uncertainty and overwhelm to having a clear plan, organized money systems, and confidence in the decisions they're making.
And I'm here to help you do the same.
Here’s what I want you to know
Hi, I'm Dalene Higgins.
I help Gen X women and couples with retirement planning uncertainty by building personalized plans, simple money systems, and clear action steps that move them along the retirement path.
If retirement feels confusing, stressful, or impossible to figure out, Welcome.
While on my retirement journey and for the past several years coaching clients, I realized that most people aren’t “failing” because they didn't care about retirement. They’re struggling because no one has ever shown them how to connect today’s financial decisions with tomorrow’s retirement lifestyle.
Since then, I've dedicated my coaching to helping people simplify retirement planning into practical, repeatable systems that actually fit real life.
Through my coaching, podcast, and educational resources, I've helped clients stop guessing, start making intentional decisions, and feel excited about the future they're creating.
Why Most Retirement Advice Doesn't Work
That's why so many people keep doing "all the right things" and still lie awake wondering if they'll have enough.
The missing piece isn't another investment strategy. It isn't another budgeting app. It isn't another retirement calculator.
The missing piece is a plan. A plan that starts with the retirement you want to create. A plan that connects your retirement vision with your numbers. A plan that gives you simple money systems so you know exactly what to do next and why you're doing it.
Because retirement confidence doesn't come from having perfect finances.
It comes from knowing your next step and trusting that you're making steady progress toward the future you want.
Most retirement advice isn't bad. It's just incomplete.
You've probably heard the same advice over and over:
Save more.
Spend less.
Max out your retirement accounts.
Pay off debt.
Invest consistently.
Those are all good things. But here's the problem...
None of them answer the question you're really asking: "Am I actually on track for the retirement I want?"
That's exactly what we'll build together inside Retirement Ready Accelerator
A 6-Month Coaching Program to Make Retirement Happen
Know where you stand. Know what to do next. Make measurable progress every month.
Retirement Ready Accelerator
Here's how group coaching helps you stop wondering if you're on track and start knowing:
Module 1: Build Your Financial Foundation
Create a money system that supports the retirement you want. You'll learn how to budget without restriction, track your money without guilt, and build savings habits that create lasting momentum.
Module 2: Create Financial Stability
Master the Plan Ahead Method™ so you're prepared for both expected expenses and life's surprises. This system gives you confidence today while laying the groundwork for a smoother retirement.
Module 3: Accelerate Your Retirement Progress
Discover the three Retirement Acceleration Levers that help you free up more money for retirement without sacrificing the life you enjoy today.
Module 4: Turn Your Vision Into Action
Define what retirement really looks like for you, then use the Milestone Method to create a clear path forward with achievable goals and consistent progress.
Module 5: Build the Confidence to Retire
Replace doubt and overwhelm with confidence. You'll identify the beliefs that have been keeping you stuck and develop the mindset needed to make intentional financial decisions.
Module 6: Your Retirement Resource Library
Access worksheets, planning tools, and bonus resources that help you personalize your retirement journey and continue making progress long after each lesson is complete.
Your Investment
6 MONTHS: $ 299/month
Paid in full discounts and other payment options available
What's Included:
➡ 12 bi-weekly 60-minute group coaching calls
➡ Onboarding Retirement Blueprint Session
➡ Self-led modules described above
➡ Your Retirement Ready Dashboard. A custom Google Sheets tool to track your numbers, milestones, and progress from day one
➡ Monthly review of your dashboard & tracker for support
NEXT STEPS:
Book a Coach Fit Call to discuss specifics and ask questions.
Choose the payment option that works best for you and complete your enrollment.
Schedule your Retirement Blueprint Session for onboarding into the program.
Join your first coaching session and start making confident progress toward retirement.
Questions About Coaching
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I have worked with several individuals in various circumstances and it has supported them in what they needed. As long as you are honest about your situation and willing to put in the work, you will see progress. While I don’t make any guarantees, even those clients who were hesitant about using the specific system I taught, I either tweaked to their personality or showed them how simply it could be used.
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That’s because most budgeting methods don’t reflect real life. My focus is to help you build a system that aligns with your lifestyle, values, and natural money habits, not a rigid set of rules. When it fits you, it works.
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Other than the one hour twice a month, the time spent on managing your money will not be more than 30 minutes a day, if that. And that is only in the beginning. It is important to be aware of our finances daily, especially when making changes. Honestly after a couple months work, you will define a money routine that will be more inclined to what you need and what works best for you and your schedule.
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Maybe. But if you’re not a numbers person, haven’t had much success to date, jumping in with a coach for 3, 6, or 12 months will get you there quicker. I have finished this path and had to figure it out on my own. I truly wished I would have known all of the things I do now, or at least half when I began my 15 year retirement journey.
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It’s never too late. The sooner you get clarity, the more choices you’ll have. This coaching experience is designed to give you support where you need it most. Figuring out how best to close gaps and make the biggest impact is where we’ll start.
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After year of coaching, I’ve realized that individualization and customization is where my clients find the most success. We’ll begin with what I have as a framework and tweak that process until it is working for you.
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ILet’s start with what it doesn’t mean. I won’t just be teaching you a bunch of things and hope they work out. While I have a process and system, if that is not your style I guide you through making it yours. What works best with your skills and personality. I also guide you through making the decisions you have inside you regarding money and retirement. With this guidance, stories and beliefs will rise up that we’ll need to solve together for you to make progress.
