picture of financial coach Dalene Higgins in black shirt and retirement roadmap session logo

Your First Step Toward the Retirement You Deserve Starts Here

The Retirement Roadmap Session is a 2-hour personalized coaching experience that shows you exactly where your money is going, what it needs to do next, and how to retire without guessing, guilt, or giving up what you love.

Gain clarity. Build a plan. Take control of your future.

  • “If you’re feeling lost or frustrated with how you’ve been managing money, give this a try. Dalene is patient, knowledgeable, and her system just works. We’re finally planning for the future together.”

    Clients E&R

You’ve Made Progress - Now It’s Time to Align, Refine, and Retire

You’ve been saving. You’ve tried to cut back. You’re doing your best to be smart with your money.

But if you’re being honest… something still feels disconnected or is not quite coming together.

Let me guess…

  • You keep a mental budget, but the money seems to disappear 

  • You’ve tried tracking tools, but none of them feel natural or sustainable

  • You know you should be saving more, but you aren’t sure how to make it happen

  • You’re unsure how much you need to retire or if you’re already behind

✨ If you’re nodding your head at any or all of these statements…

✨YOU are exactly who I created the Retirement Roadmap Session for.

You’re not doing anything wrong. You’re just ready for a system that aligns with YOU, your life, and retirement goals.

What If You Could Feel Clear, Confident, and In Control of Your Retirement Path?

No more guessing. No more wondering if you’re behind.

Just a plan that fits your life and shows you exactly what to do next.

Imagine…

Clarity

 With where your money is going and how to redirect it with purpose

Your Retirement Number

 Based on your lifestyle NOT some generic formula

Alignment

 With your spending today and your vision for the future

Your Savings Strategy

 That supports both everyday life and long-term goals

This is what women just like YOU walk away with: Clarity, Insight, and Practical next steps.

Angela Quinteros

“Dalene has helped me view our finances in a totally different way… no strict budget, but still feeling in control.”

Jenn Ketchoyian

Working with Dalene was a game-changer. I knew I was doing okay, but now I have a system and real clarity.”

Here’s Exactly What We’ll Do Inside the Retirement Roadmap Session

During YOUR Session:

—> We’ll Review Your Current Budget

We’ll map out where your money’s going and spot opportunities to simplify, shift, or save without sacrificing what matters to you.

—> We’ll Start Your Retirement Vision + Budget

Together, we’ll define your ideal lifestyle and build a retirement spending plan that supports it. It’s time to think about travel, freedom, and hobbies.

—> Review Your FI Number

No more guessing. We’ll calculate how much you need to retire comfortably and explore how to get there faster.

—> Experiment With What-If Scenarios

Want to retire early? Pay off your mortgage? Delay Social Security? We’ll explore the ripple effects of key decisions before you make them.

—> Build Your Savings Strategy Map

You’ll leave with a personalized plan for prioritizing your savings for today’s security and tomorrow’s freedom.

This is more than just a financial check-up.

It’s a full, guided walkthrough of where you are, where you want to be, and how to close the gap with clarity and ease. 

You’ve done the hard work. Now let’s make sure it’s adding up to the retirement you want.

Don’t spend another season wondering “what if.”

This Isn’t Just a One-Time Fix - It’s the Start of Something Bigger

The Retirement Roadmap Session is your entry point into my proven money framework: 

The Aligned Money Method

is a simple, step-by-step system that takes you from uncertainty to full alignment with

YOUR money

The Retirement Roadmap Session gives you a taste of all four phases. You’ll walk away with clarity, a realistic plan, and a sense of relief knowing you finally have a system that fits your life.

This isn’t guesswork. This is your starting point for real momentum and long-term success.

  • "So glad I did my work up with you!! I went from paycheck-to-paycheck and making minimum payments on my credit cards to paying off $5k of debt and saving $2500 in 3 months! It makes me happy to open my spreadsheet and see my progress! And it’s definitely helped me curb my non-essential junk spending."

    Client BC

  • "I absolutely loved auditing my bills and spending using a values alignment tool that Dalene did with me. It was soooo empowering to see the alignment.

    Angela Quinteros

  • “We only wish we had started this years ago. Dalene’s approach gave us the confidence and clarity we were missing. Now, we’re finally on the same page and having meaningful conversations about our money and future.”

    Clients E & R

  • “I’m so glad I signed up! Dalene’s program helped me understand budgeting, my values, and finances in a whole new way. She’s incredibly knowledgeable, kind, and supportive throughout the journey.”

    Client LC

Your Session Includes:

  • 2-hour private Zoom coaching session

  • Personalized current + retirement budget templates

  • Custom savings strategy map tailored to your goals

  • 30-day follow-up call for implementation support

The Retirement Roadmap Session

Is This Session Right for You?

This isn’t for everyone, but it is for you if:

  • You’re between 45 and 60, ready to take retirement seriously

  • You have some retirement savings, but aren’t sure if it’s enough

  • You’re the primary money manager in your household, and figuring this out alone

  • You want a plan that fits your life, not just financial jargon or advice

  • You’re craving clarity, confidence, and accountability

Investment: $325

FAQs

  • Yes! This session is perfect for you. We’ll assess your savings, align it with your actual retirement goals, and show you where to focus next.

  • It’s never too late. The sooner you get clarity, the more choices you’ll have. This session is designed to meet you exactly where you are and help you move forward with confidence.

  • That’s because most budgeting methods don’t reflect real life. My focus is to help you build a system that aligns with your lifestyle, values, and natural money habits, not a rigid set of rules. When it fits you, it works.

  • You are not behind. This is exactly what we’ll unpack together in the session so you stop guessing and start making progress with confidence.

  • Nope! I’ll guide you through everything with tools that are simple and personalized to how you naturally manage money.

  • You’ll leave with action steps and an understanding of how to implement. You can choose a 30 day follow-up call to check in on your implementation, or if you’re ready to keep the momentum going, you can move straight into coaching for ongoing support, accountability, and guidance when life throws you a curveball.

Still Not Sure?

Let’s Chat About It!

Book your free call to chat about how the Retirement Roadmap Session can solve YOUR personal challenges. If it’s not a good fit, I will let you know.